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Insurance is a technical concept which involves a lot of jargons not easily understood by customers. As such, there is rampant miss-selling. In fact, even if the customer is sold a right policy, he doesn’t understand the terms and conditions of the policy. As such, there are grievances and complaints from the customer’s end. To handle such grievances and to ensure that the customer’s voice is heard, the Insurance Regulatory and Development Authority (IRDA) has outlined policyholder’s rights. According to IRDA, every policyholder has pre-sale and post-sale rights which the insurance company and the intermediary have to protect. Do you know what these rights are? Let’s find out
Health Insurance
Different health insurance plans have a different rate of premium. Most of you, therefore, wonder what the reason for the differentiating premium is. Well, the answer is simple. Premium rates of health insurance plans are calculated keeping in mind various factors. If the factors affecting the premium change, the premium rate also changes. Do you know what these factors are? You might not.
Health Insurance
There are many aspects of health insurance which people are not aware of. Health Insurance Portability is one such aspect that many people might not be familiar with. Health Insurance Portability is the facility that allows an insurance holder to transfer the current health policies to a new insurance company without losing the benefits accrued during the period of successive renewals. Thus, it allows an insurance holder to easily migrate his/her policy from one company to another at the time of renewal of policy.
Health Insurance
Dec 02, 2024
Health Insurance
Dec 02, 2024
Health Insurance
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If you have any questions on how to choose the best insurance plan, you can connect with our IRDAI certified insurance advisors.
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