Activ Fit Aditya Birla Health Insurance
Aditya Birla Health Insurance company has covered the needs of the young health enthusiasts under their Aditya Birla ctiv Fit Health Insurance Plan. Designed explicitly to fulfil the needs of today’s youth, the plan offers protection along with rewarding the insured for staying active and fit.
The Aditya Birla Activ Fit plan comes with a host of benefits for the insured including a 10% discount for upfront good health. Further, it allows the insured an opportunity to earn up to 50% of premium as Health Returns TM for staying active among others.
Highlights of Activ Fit Aditya Birla Health Insurance
Claim settlement ratio - 96%
NCB* - 10% of SI, up to 100%
PED Waiting# - 48 months
Network Hospital - 11,000+
Pros & Cons Activ Fit Aditya Birla Health Insurance
Quick Answers to all Health Insurance Questions
Aditya Birla
Health Insurance Company
Aditya Birla Health Insurance Company Limited was incorporated in 2015 as a joint venture between the Aditya Birla Group and MMI Holdings of South Africa with 51% and 49% stake respectively. The company is a subsidiary of Aditya Birla Capital Limited.
The company offers a wide range of health insurance products consisting of unique insurance covers and offerings including incentive wellness and chronic care. The company believes in transparency, technology, trust and efficient customer service.
Claims Experience
% of claims settled in less than 30 days Reflects on the speed of settling valid claims
% of Complaints received on overall claims % customers unhappy with claims experience
Claims Incurred Ratio Claim Settlement Ratio (No. of claims) No. of Cashless Hospitals Benefits of Activ Fit Aditya Birla Health Insurance
| In-patient Hospitalization | |
| ICU Rent Limit |
ICU Charges up to the limits as specified in the Policy Document |
| Room Rent Limit |
Room Rent charges up to the limits as specified in the Policy Schedule |
| Pre & Post Hospitalization | |
| Post-hospitalization expenses covered up to |
Up to Sum Insured |
| Post-hospitalization expenses covered for |
180 Days |
| Pre-hospitalization expenses covered up to |
Up to Sum Insured |
| Pre-hospitalization expenses covered for |
90 Days |
| Day Care Treatment | |
| Financial Limit |
Up to the Sum Insured as specified in the Policy Schedule |
| No. of treatments covered |
527 Daycare treatments covered |
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No, the Aditya Birla Activ Fit Plan doesn’t offer any room rent limit. In fact, the policyholders of Aditya Birla Activ Fit plan can opt for any room category at the time of hospitalization.
Yes, the Aditya Birla Activ Fit plan allows the insured to earn a good health discount under the plan if the health condition of the policyholder is good at the time of buying the policy. The health condition of the insured is assessed by the insurer through a health risk assessment.
The Aditya Birla Activ Fit plan provides coverage for all types of day care procedures.
No. The Aditya Birla Activ Fit plan allows only the adult insured members to avail the facility of free annual health check-up.
Yes. The insured can pay the premium of the Aditya Birla Activ Fit plan in different instalments including monthly, quarterly and half-yearly