Senior First Health Insurance Plan
If you are looking for a health insurance plan for the elderly in your family, pick the Senior First policy by Niva Bupa. This is a comprehensive health plan designed to protect the health of senior citizens and allows them to enjoy a secured and protected second innings of their life.
Highlights of Senior First by Niva Bupa Health Insurance
Network Hospitals Available - 10000+
Waiting Period for Pre-existing Diseases (PED) – 2 to 6 years
Claims Settlement Ratio – 91.6%
NCB - 10% of SI, up to 100%
Pros & Cons of Senior First by Niva Bupa Health Insurance
Quick Answers to all Health Insurance Questions
Senior First by Niva Bupa Health
Insurance Company
Niva Bupa, formerly known as Max Bupa, is a standalone health insurance provider in India. The company is a joint venture between Fettle Tone LLP and Bupa Singapore Holdings Private Limited. Fettle Tone LLP is an affiliate of True North Fund VI LLP and is a private equity firm of India. Bupa, on the other hand, is a leading healthcare provider globally. Niva Bupa’s health insurance plans are meant for individuals, families, senior citizens as well as corporates.
Claims Experience
% of claims settled in less than 30 days Reflects on the speed of settling valid claims
% of Complaints received on overall claims % customers unhappy with claims experience
Claims Incurred Ratio Claim Settlement Ratio (No. of claims) What % of the claims received were paid?
No. of Cashless Hospitals Benefits of Senior First by Niva Bupa Health Insurance
| In-patient Hospitalization | |
| ICU Rent Limit |
Up to 2% of SI |
| Room Rent Limit |
1% of SI per day to No Limit (depends on plan) |
| Pre & Post Hospitalization | |
| Post-hospitalization expenses are covered |
up to the Sum Insured |
| Post-hospitalization expenses are covered for up to |
180 days after the date of discharge from the hospital |
| Pre-hospitalization expenses covered |
up to the Sum Insured |
| Pre-hospitalization expenses covered up to |
60 days before hospitalization |
| Day Care Treatment | |
| Financial Limit |
Up to SI or sum insured |
| No. of treatments covered |
536+ Daycare treatments covered |
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Sahi Insurance
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The Niva Bupa Senior First Health Insurance plan has an initial waiting period of 30 days. The plan comes with pre-existing diseases and specific diseases waiting for 24 months.
You can visit the website of the company to check the premium chart of the Senior First Health Insurance plan. You can also use the premium calculator to calculate the same.
Yes, you can opt for a single private room while getting hospitalized under the platinum variant of the plan.
The entry age for the senior first plan is between 61 to 75 years.
Yes, the Senior First health plan by Niva Bupa is specially designed for people above 60.