Arogya Plus SBI General Insurance Co. Ltd.
The health of a person is his/her prized possession. Without good health no one can think of living a quality life. If you want to secure your and your family’s good health with an insurance plan, you can trust the SBI Arogya Plus Policy with fixed and low premium to suit your pocket. This is a comprehensive health plan to suit you and your family including your spouse and 2 children.
Highlights of Arogya Plus - SBI General Insurance Co. Ltd.
Claim settlement ratio – 96.47%
Network Hospitals - 16625+
Waiting Period for Pre-existing Diseases (PED) – 48 months
Policies Issued – 20.46 Crore+ customers served
Pros & Cons of Arogya Plus - SBI General Insurance Co. Ltd.
Quick Answers to all Health Insurance Questions
SBI General Insurance Co. Ltd.
Insurance Company
SBI Health insurance is a part of the SBI General Insurance Company and is known for its most promising healthcare insurance product range. The health insurance plans offered by SBI are so designed to cover individuals and families alike against numerous expenses caused due to diseases and any other health emergencies. Further, the SBI health plans are easily affordable and so anyone can buy and access them. SBI being a trustworthy name in India is well accepted by people for their innovative insurance solutions.
Claims Experience
Claims Incurred Ratio Claim Settlement Ratio No. of Cashless Hospitals Benefits of Arogya Plus - SBI General Insurance Co. Ltd.
| In-patient Hospitalization | |
| ICU Rent Limit |
4% of SI/ day |
| Room Rent Limit |
2% of SI |
| Pre & Post Hospitalization | |
| Post-hospitalization expenses |
Sum Insured |
| Post-hospitalization expenses |
180 days |
| Pre-hospitalization expenses |
Sum Insured |
| Pre-hospitalization expenses |
60 days |
| Day Care Treatment | |
| Financial Limit |
Up to SI or sum insured |
| No. of treatments covered |
500+ treatments |
Sahi Advice,
Sahi Insurance
If you have any questions on how to choose the best insurance plan, you can connect with our IRDAI certified insurance advisors.
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Alternative Treatment such as Homeopathy, Ayurveda or Unani are covered if it is carried on in a government run hospital institutes recognized by government up to the SI.
The Arogya Plus Policy doesn’t levy any co-pay to the insured.
Yes, the Arogya Plus Policy can be bought for minors in case the parents of the minor are covered under the plan.
You can have 2 policies but cannot avail benefit under both the policies simultaneously. The insured can raise claims under any one policy of the two. However, if the amount claimed exceeds the limit of that policy, the person can use the other policy for the additional amount.
Yes, it allows portability.