Click to Wealth HDFC Life Insurance

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HDFC Life Click to Wealth is a Non-Participating and Unit Linked Individual Life Insurance Plan which allows returns as per the market conditions. This plan suits people who aim to earn good returns with enough financial corpus at the end of the plan. With HDFC Life Click 2 Wealth policy, you can enjoy assured returns to secure your life as well as the life of your family members.

Highlights of HDFC Life Click to Wealth

check-star Claim settlement Ratio: 99.5 %
check-star Tax Benefits: Available as per prevailing tax laws
check-star Critical Illness Coverage: Not applicable
check-star Accidental death benefit: Not applicable
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Pros & Cons HDFC Life Click to Wealth

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The HDFC Life Click to Wealth Plan allow the insured to choose from 11 different fund options to maximise corpus
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Further, the plan allows the investor to avail free and unlimited switching options from one fund to another
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The plan comes with a premium payment option of Single Pay, Limited pay and Regular Pay
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The plan allows Premium waiver benefits so that the future of your loved ones stays protected. So, even if there is sudden demise of the insured during the policy term, the policy continues and benefits the nominee
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The plan allows the insured to opt for a systematic withdrawal from the fund amount which can be availed as post-retirement income
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Death resulting from suicide within 12 months from the date of policy commencement is excluded from the Click to Wealth policy
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The plan also excludes those whose demise takes place due to participation in illegal activities
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People who cause their demise due to heavy use of intoxication, drugs, and alcohol abuse are categories who are not allowed to avail the plan benefit
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HDFC Life
Insurance Company

HDFC Life Insurance Company was established in the year 2000 when the life insurance business was liberalized in India. Today, HDFC Life Insurance Company works as a joint venture between two reputed names in the financial sector – HDFC Limited, the largest housing finance company in India, and Standard Life Aberdeen which is an international investment company. HDFC Life Insurance Company is a reputed name in the Indian life insurance sector. The company offers a range of insurance solutions that cater to the varied financial needs of individuals as well as its corporate clients.

Founded in
2000
Number of Claims
24+ Lakh
Number of Policies
6.6 crore lives covered
Turnover (GWP)
63,076 Crores
JV Partners
HDFC Limited and Abrdn plc.

Claims Experience

Claims Experience Rating 4.7
check-star % of Complaints received on overall claims
% customers unhappy with claims experience
Less
check-star Claim Settlement Ratio (No. of claims)
What % of the claims received were paid?
99.5%

Benefits of HDFC Life Click to Wealth

Key Benefits
Minimal Charges
Fund management and mortality charges.
Variety of Funds
Available
Other Benefits
Fund options
Offers 13 fund options.
Switching Option
Switching from one fund to another.
Premium option
Waiver of premium option
Future premiums waived upon death.
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Ask Anything as We Have Answers to Everything in Insurance

The best way to check the policy status of HDFC Click 2 Wealth Plan is to call the customer care helpline number or to send an email in the official email address of the company.

No, the HDFC Click 2 Wealth Policy doesn’t offer a loan facility.

Yes, the insured under HDFC Click 2 Wealth Policy can avail partial withdrawal facility as per the terms and conditions of the plan.

The plan offers the benefit of add-on riders, which the insured can purchase to enhance cover.

Yes, survival benefit is offered at the end of the policy if the life assured survives the plan. The benefit is paid as lump sum fund value.