Comprehensive Policy Bajaj Allianz Motor Insurance

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Policy Wording

Claim Form

4.5

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Buying your own car/bike is a huge financial decision. When you become a vehicle owner, the first thing you should consider is a suitable vehicle insurance plan for your car or your two-wheeler. Buying comprehensive vehicle insurance would help you deal with any untoward situation that damages your vehicle.

Highlights Bajaj Allianz Comprehensive Policy

Claim Settlement Ratio – 98.58%

NCB* - Available, up to 50%

Road Side Assistance – Available

Network Hospital – 7200+

Get all your insurance related queries answered

Pros & Cons of Bajaj Allianz Comprehensive Policy

You can avail facility of cashless repair services across 4500+ network garages under the comprehensive pla

With 98% CSR, Bajaj Allianz vehicle insurance is one of the best claim settlement ratios in the industry

The plan offers easy and quick claim processing in the digital mode within 20 minutes of raising a claim

Provides highest level of protection and maximum amount of coverage

The insured can avail add- on riders to enhance the existing coverage

The plan does not cover any damage or injury to the vehicle when the policy is inactive or it has lapsed

The plan doesn’t cover expenses if the vehicle damages took place when the vehicle owner was driving without a valid license

The policy also excludes any drunk and drive incidents wherein the vehicle is damaged when the policyholder drives under the influence of alcohol

If the damage to your vehicle is caused due to your negligence, it might not be covered by the plan

Normal wear and tear as well as damages caused by war or war like situation are also not covered under the plan

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Bajaj Allianz
Insurance Company

Bajaj Allianz General Insurance Company Limited was formed as a joint venture between two leading insurer in the world Allianz SE and Bajaj Finserv Limited. Registered in May 2001, the company started with the various insurance businesses and has now become a robust insurance provider in the Indian industry Bajaj Allianz General Insurance is amongst the largest private insurance company in the insurance sector catering to the insurance needs of individuals as well as corporates. The company offers a wide range of insurance products and services that go beyond insurance. Its products include health insurance, car insurance, two-wheeler insurance, home insurance, travel insurance, commercial insurance, and cyber safe insurance.

Founded in

2001

Claim Incurred ratio

72.88%

Number of Policies

2,635,587

Turnover (GWP)

Rs. 20,630 Crore

JV Partners

Allianz SE & Bajaj Finserv Limited

Claims Experience

Claims Experience Rating 4.7

Claim Settlement Ratio (No. of claims)
What % of the claims received were paid?

98.58%

Network Garages

7200+

Benefits of Bajaj Allianz Comprehensive Policy

Key Benefits
Own Damage Cover	Available
Convenience	Easy repairs
Other Benefits
Network Garage	Wide network available
Claim Settlement	Quick and hassle-free
Add-on cover	Add-on benefits available

Sahi Advice,
Sahi Insurance

If you have any questions on how to choose the best insurance plan, you can connect with our IRDAI certified insurance advisors.

Call at 1800 267 67 67 from 10 AM to 7 PM

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Advice that comes with Experience.

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Experience

700+

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Ask Anything as We Have Answers to Everything in Insurance

Yes, both are totally different plans. In fact, a comprehensive policy is an insurance plan, whereas zero depreciation is an add-on cover.

Buying a comprehensive plan for an old car would depend on the exact age of the car as well as how much the vehicle has been used etc. Also, you must consider how long you are planning to use the car, before opting for a comprehensive vehicle insurance plan.

The day you buy a new bike/car, you should consider investing in a comprehensive car insurance policy.

Yes, comprehensive plans are expensive as compared to third-party insurance policies. But the benefits offered under such plans are all-inclusive and extensive.

Yes, you can buy a Bajaj Allianz comprehensive vehicle insurance plan online.

T&C

NCB* - The insured is entitled for a No Claim Bonus (NCB) of up to 50% on Own Damage, if no claim is made or is pending during the preceding year(s)
Network garage# - Bajaj Allianz offers hassle free claim settlement in 4500+ garages pan India

(For detailed information, please refer to Policy Wording)