9 Tips To Maintain Your Bikes During Monsoon Season

If you have ever purchased a car insurance policy through an insurance agent, you will know that their claims of offering an all-inclusive plan never stays 100% true to their words. Most of the car insurance policies do not protect your car against the standard wear and tear. At times, even your current policy might prove inadequate to fulfill your insurance requirements on many instances. Thus, most such policies usually do not compensate you fully against the damages caused to your car in case of an accident.

For all such people who are dejected with the false claims of insurance agents or who are not happy with their present insurance policy offerings, the bumper to bumper car insurance policy is the solution to your problems. Though the comprehensive insurance policy is a good option for an inclusive car insurance, but if you are looking at extensive coverage you should go for the Bumper to Bumper insurance policy.

In this article, we will delve into the different aspects of bumper to bumper car insurance to enlighten you about its benefits, drawbacks, features, inclusions, exclusions and much more.

Let’s first start with knowing about the bumper to bumper insurance meaning.

While on the road, you are not sure what happens next. One slight mistake might lead to an accident. And when an accident strikes, be it a minor or a major one, it is likely to create a grave situation for the people involved. 
 

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While on the road, you are not sure what happens next. One slight mistake might lead to an accident. And when an accident strikes, be it a minor or a major one, it is likely to create a grave situation for the people involved.

Do’s to Consider After a Road Accident

Here are the 5 things one should DO after a road accident:

1. Look for any severe injury

Once you feel better and are out of the shock, check for any other injuries. There may not be a bleeding for all kinds of injuries, so move your body and check if the arms and legs are easily movable or if you find strain in moving them etc.

2. Get first aid to control bleeding

If you are wounded heavily and the wounds are bleeding, you must use whatever means possible in your first aid to obstruct the flow of blood from the injury.  You may tie a cloth in the open wound just an inch above the exact location of the cut. Pressing the wound directly with a cloth might also help. Always use palm of your hand rather than fingers and put pressure on the wound to stop the blood that is coming out.

3. Make calls to seek help at the earliest

If the accident has caused injuries to multiple people which is unable to manage with first aid, you must look for help in the vicinity by calling the locals nearby. Also, call for ambulance as soon as possible.

4. Make the necessary calls

There are some necessary calls that needs to be made after an accident. The first among them is of course calling for medical help or ambulance. The next call you should make is to the police so that you can get the FIR report on the road accident, and the final call has to be made at the insurance company helpline.

5. Take photographs of the accident scene

After making sure that the immediate medical needs are taken care of, you may start clicking photographs of the accident scene for sharing it with the insurer and police for raising a claim.

Don’ts to Consider After a Road Accident

Here are the 5 things one should not DO after a road accident. Let’s check the don’ts now:

1. Don’t Fled the Accident Scene

Irrespective of the magnitude of the accident, i.e., whether it is serious or not, one should never leave or run away from an accident scene that the person is involved in. More so, abandoning casualties which could have been saved is a further heinous crime. In fact, that could charge a person for a Hit and Run case and can lead to his/her imprisonment.

2. Never Panic in such a situation

Yes, everyone panics in such serious situations of accidents. But the advice is one should try to stay calm and help others.

3. Don’t Fall into Blame Game After an Accident

Accidents cause severe injuries and damages to people and property. However, rather than blaming each other and adding to the panic situation, it is better to handle the situation and provide aid to the needy.

4. Don’t Go for Settlement if there is no Insurance Representative

Going for settlement in an accident with evidently no fault of yours might offer you low-settlement costs. This may not serve your purpose well. Hence, go for a settlement only in the presence of an insurance representative. Don’t get duped by verbal-on-the-spot settlements.

5. Don’ts in case of Severe Physical Injuries

• Never try to remove any object that is stabbed in the body of the injured as removing it might increase bleeding. The object might be obstructing the flow of blood that is coming out and hence let only a medical professional do it
• If the injured has received any neck injury, try not to move the person’s neck. This is especially in case of serious mishaps and if the neck is at an abnormal angle, it is better not to move that person
• Don’t Feed anything including water to the Injured as you are not sure of the extent of the injuries that the person has suffered. In fact, feeding anything could choke the person if there are jaw injuries