A Guide to Buy Health Insurance Plans for Women
Women essay multiple roles suiting the requirements of their family. Besides being an excellent homemaker, a woman can also be a superlative career woman if she puts her mind to it. In fact, women have, in recent times, achieved excellence in both business and service. There are many women entrepreneurs and employees who have made a name for themselves. However, when it comes to buying a health insurance plan, ignorance is common among most women.
Don’t women require a health plan for themselves?
They do. Given the physical stress a woman puts herself in she must have a health insurance plan to cover for medical emergencies. The plan would provide good healthcare facilities to women and ensure that they get the best treatment without worrying about the financial aspect.
Consider the coverage features
Health insurance plans for women should be comprehensive. Look for plans which cover all the major aspects of a medical emergency and also provide other additional coverage benefits. The plan should be inclusive so that it provides the best in-class coverage.
Don’t skip on the coverage amount
An optimal coverage amount is essential in your health insurance plan. Given the rising cost of medicine, only a plan with a sufficient coverage amount would prove beneficial in meeting the relevant medical bills. So, opt for a decent sum insured keeping in mind your lifestyle needs and medical requirements.
Opt for maternity cover
If you are planning a pregnancy anytime soon, maternity cover is always advised upon. The benefit covers the cost of pregnancy and child birth and proves financially effective. Moreover, under many maternity cover plans the new born baby is also covered. So, make sure to include maternity cover in your health insurance plan.
Don’t ignore critical illness cover
Women are very highly prone to breast cancer and other cancers relating to the female reproductive organ. As such, critical illness cover becomes quite essential for women. Don’t ignore a critical illness plan for women. Besides covering cancer, the plan would also cover other major illnesses and pay a lump sum benefit. Either buy a separate critical illness policy or opt for critical illness rider, if available, in the health insurance plan.
Look at the limits and sub-limits
Health insurance plans might have limits and sub-limits on the coverage features that they offer. The most common one is room rent sub-limits. These limits and sub-limits restrict coverage and should be avoided. Look for a plan which has no sub-limits. If there are limits, the limits should be high enough to cover the potential expenses incurred on such treatments.
Consider the pre-existing waiting period
If you are suffering from any pre-existing illnesses, there would be a waiting period in the health insurance plan. Such existing illnesses would be covered after the waiting period has expired. So, when buying a health plan, look for the waiting period. Opt for the lowest possible period to enjoy comprehensive coverage at the earliest.
Don’t ignore a health plan for women. Follow this guide and buy a plan at the earliest.
Choose wisely!
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Other Health Insurance Products
Latest Post
Are you planning to switch jobs? Do you know that you can convert the medical insurance offered by your employer into an individual health insurance plan? Read to know all about it.
So, what is an Employer Health Insurance plan? It is an insurance policy that is offered by organizations to qualified employees to secure their health. In most cases, the health insurance plans offered by employers also cover family members of the employees. These employer health insurance plans are also termed as corporate health plans or group health insurance plans.
So, let us understand more about the corporate health plans.
Dengue Insurance Cover
The pandemic has rocked the world and made us realize the importance of buying a health insurance policy. Offering oodles of benefits to the policyholder, health insurance plans save one from the financial burden caused in case of some health emergency. Every single day, the health insurance sector is expanding its arena by offering special plans and coverage to consumers. One such lucrative cover to consider when buying the best health insurance plan is the Dengue cover.
So, is Dengue covered under mediclaim? Let’s know about it in this article. But before talking about health insurance cover for dengue, it is imperative that one knows about dengue fever.
Women essay multiple roles suiting the requirements of their family. Besides being an excellent homemaker, a woman can also be a superlative career woman if she puts her mind to it. In fact, women have, in recent times, achieved excellence in both business and service. There are many women entrepreneurs and employees who have made a name for themselves. However, when it comes to buying a health insurance plan, ignorance is common among most women.
Ram is suffering from diabetes related problems, and he wants to improve his health. While researching the best ways, he learned about various treatments available for diabetes in hospitals. However, he couldn’t find any substantial evidence articulating that diabetes is curable because it involves several things. So, after trying several things, he found out the one that worked well in diabetes management.
Speak to our Advisor
+91
