Related Articles
.png)
Jan 08, 2025
Is Varicose Vein surgery covered under the health insurance policy in India
Health Insurance
.png)
Best Health Insurance Plans for Older Parents in India
Older parents have specialised health insurance needs. Since they might have prevailing ailments, they require a health plan which covers their illnesses after a short waiting period, allows good coverage features and charges a low premium rate too. Bearing these health insurance needs of parents, insurers have designed specialised parents health insurance plans. These plans are also called senior citizen health plans.
Here are the Best Health Insurance Plans for Older Parents in India:
| Plan name | Allowed sum insured limit | Pre-existing waiting period | Salient coverage benefits |
| United India Senior Citizen Health Plan | Rs.1 lakh to Rs.3 lakhs | 4 years | Cashless treatments at more than 7000 hospitals across India Day care and AYUSH treatments are covered Free medical check-ups after three claim-free years |
| Star Senior Citizens Red Carpet Health Plan | Rs.1 lakh to Rs.10 lakhs | 1 year | The policy is issued without any medical check-ups High sum insured limits of up to Rs.10 lakhs Medical consultations taken on an outpatient basis are covered Cashless hospitalisation facility across more than 8400 hospitals in India |
| Religare Care Freedom | Rs.3 lakhs to Rs.10 lakhs | 2 years | 100% sum insured restoration Allowance for consumables Coverage for dialysis A lump sum companion benefit for a hospital stay of more than 10 days |
| Oriental Insurance HOPE (Health of Privileged Elder) | Rs.1 lakh to Rs.5 lakhs | 2 years | Premium discount if voluntary co-payment is chosen Accidental injuries and other specified ailments are covered |
| New India Assurance Senior Citizen Mediclaim Policy | Rs.50,000 to Rs.5 lakhs | 1 year | 10%b cumulative increase in sum insured for each successive claim-free year up to a maximum of 50% Easy claim settlement through a dedicated app 5% premium discount for covering spouse too Coverage for 130 day care treatments |
You can choose any plan for covering your parents. All the above-mentioned plans are some of the best health insurance plans for parents. They not only give good coverage benefits, the premiums are also affordable. Moreover, each insurance company has a wide network of preferred hospitals for cashless settlement of claims. These health insurance plans also allow tax deduction under Section 80D for up to Rs.50, 000 since parents are senior citizens. So, choose a desired plan and get your parents comprehensive health insurance coverage.
Choose wisely!
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Other Health Insurance Products
Jan 08, 2025
Health Insurance
Latest Post
Cancer is a lethal disease and the global mortality rate due to cancer was over 9.7 million in 2022, which is likely to reach 15.3 million by 2040 as per National Cancer Institute, USA. With such a staggering number, the fear of cancer among people is genuine. To fight cancer and to get treatment in the best cancer hospital, it is important to have a health insurance plan covering the disease. In this post, we are discussing the best Cancer Hospitals in India for cancer treatment.
Dates are among the healthiest dry fruits grown in several countries and are widely available in fresh and dry form. Despite their sweetness, Dates are healthy because they are fiber-rich and have a low glycaemic index. Dates are great for soothing your appetite, especially when you crave sweets. Whether you eat dates as snacks or use them to make sweet delicacies, you are sure to get several health benefits from them. Likewise, dry dates are also equally beneficial as they have enough fiber and include several vitamins and minerals. In this blog,
let's learn about the health benefits of dry dates.
Looking to invest in a beneficial Indian Government Investment Scheme/Plan? If so, you have landed on the right page. Read on to know more about the best government investment schemes in 2025.
Traffic lights and other traffic rules are made for the safety and security of the public. Maintaining these regulations while driving on the road is crucial and every vehicle owner, two-wheeler or four-wheeler, should follow them. Moreover, there are harsh penalties levied against those who disobey traffic signals. Hence, it is important to follow traffic lights to avoid penalties or challans. You will learn more about the penalties or challans of breaking traffic rules in this post.
When it comes to insurance companies in India, LIC, or the Life Insurance Corporation of India is counted among the most trusted names. It is one of the oldest and most reliable insurance companies in India. LIC has a large number of agents working across the country to sell policies. The company rewards its best agents through commissions and global recognitions. LIC agents who demonstrate exceptional work and client service are recognized as members of the MDRT or the million-dollar round table. In this post, let us discuss MDRT in LIC, understand its eligibility criteria, and how to become an MDRT agent.
Speak to our Advisor
+91
