Related Articles
.png)
Jan 08, 2025
Is Varicose Vein surgery covered under the health insurance policy in India
Health Insurance
.png)
Know the available conditions in which user can easily claim the health insurance
It’s no secret that medical expenses are on the rise. And with the COVID-19 pandemic, it’s even more important to buy health insurance cover for yourself and your family. The unpredictability of the disease has made healthcare exigencies unpredictable too, which means people need access to good facilities and hospitalization costs can be financially strenuous. A good health insurance plan provides protection when you need it most!
However, it is necessary for you to understand as a customer when you can claim insurance benefits before you buy health insurance online. This blog provides you the available conditions when you are eligible to claim health insurance benefits so that you are not missing out on potential claim advantages.
Before you buy health insurance online, here are some claim conditions you should know:
Emergency Hospitalization
Medical emergencies rarely come with a warning. The primary reason for buying Health insurance is to protect your family from the financial burden of an unexpected illness, injury, or accident. It also provides peace of mind knowing that your finances are covered if something happens to you. Even if you are financially stable, medical emergencies can arise at any time which will cause a strain on your finances. Health insurance policies cover emergency healthcare expenses including hospitalization and provide tax exemptions under section 80 D of The Income Tax Act, 1961.
If you opt for a comprehensive health insurance plan, you’ll receive pre and post-hospitalization coverage as well. Pre-hospitalization coverage includes tests conducted 30 days prior to hospitalization. Medicines, tests, and follow-ups are covered under post-hospitalization charges for up to 60 days after discharge.
Also Read: Best Health Insurance Companies in Claim Settlement 2021-2022
Annual Check-ups
We are all aware that taking care of our health is critical. At every stage in life, we need to make sure that we are practicing healthy habits and getting routine checkups. Major health insurers provide free annual check-ups in India. It means you get one health checkup for free every year, irrespective of your claims on that financial year. However, some firms provide a free check-up after 4 consecutive claim-free years. It means if you do not raise a claim for 4 consecutive years, you get one free health checkup in the fifth year.
AYUSH Treatment
AYUSH Treatment is an alternative to traditional western medicines and stands for Ayurveda, Yoga, Unani, Siddha, and Homeopathy. The IRDAI (Insurance Regulatory and Development Authority of India) directed all insurance companies to include coverage for these alternative medical procedures in their policies in 2013.
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Other Health Insurance Products
Jan 08, 2025
Health Insurance
Latest Post
Cancer is a lethal disease and the global mortality rate due to cancer was over 9.7 million in 2022, which is likely to reach 15.3 million by 2040 as per National Cancer Institute, USA. With such a staggering number, the fear of cancer among people is genuine. To fight cancer and to get treatment in the best cancer hospital, it is important to have a health insurance plan covering the disease. In this post, we are discussing the best Cancer Hospitals in India for cancer treatment.
Dates are among the healthiest dry fruits grown in several countries and are widely available in fresh and dry form. Despite their sweetness, Dates are healthy because they are fiber-rich and have a low glycaemic index. Dates are great for soothing your appetite, especially when you crave sweets. Whether you eat dates as snacks or use them to make sweet delicacies, you are sure to get several health benefits from them. Likewise, dry dates are also equally beneficial as they have enough fiber and include several vitamins and minerals. In this blog,
let's learn about the health benefits of dry dates.
Looking to invest in a beneficial Indian Government Investment Scheme/Plan? If so, you have landed on the right page. Read on to know more about the best government investment schemes in 2025.
Traffic lights and other traffic rules are made for the safety and security of the public. Maintaining these regulations while driving on the road is crucial and every vehicle owner, two-wheeler or four-wheeler, should follow them. Moreover, there are harsh penalties levied against those who disobey traffic signals. Hence, it is important to follow traffic lights to avoid penalties or challans. You will learn more about the penalties or challans of breaking traffic rules in this post.
When it comes to insurance companies in India, LIC, or the Life Insurance Corporation of India is counted among the most trusted names. It is one of the oldest and most reliable insurance companies in India. LIC has a large number of agents working across the country to sell policies. The company rewards its best agents through commissions and global recognitions. LIC agents who demonstrate exceptional work and client service are recognized as members of the MDRT or the million-dollar round table. In this post, let us discuss MDRT in LIC, understand its eligibility criteria, and how to become an MDRT agent.
Speak to our Advisor
+91
