MAA Card Eligibility, Coverage, and Benefits : Mukhyamantri Amrutum Yojana

What is Mukhyamantri Amrutum Yojana?

Mukyamantri Amrutum or MA Yojana is a state-run health insurance scheme designed to provide complete coverage to a person for all of their healthcare needs. This includes everything from diagnosis of the condition, diagnostic tests, hospitalization expenses, as well as post-hospitalization care. The scheme was launched by the Gujarat government on September 4, 2012. Over the last 10 years, the scheme has proved to be a blessing in disguise for the financially weaker sections of the state population.

Key Highlights of Mukhyamantri Amrutum Scheme

Plan Name	Mukhyamantri Amrutum Yojana
Date of introduction	September 4, 2012
Introduced by	Gujarat Government
Introduced for	People living Below Poverty Line (BPL)
Email ID	[email protected]
Helpline Number (tollfree)	1800-233-1022
Address	The Commissioner of Health, Mukhyamantri Amrutum Yojana, Block 5, Jivaraj Mehta Bhavan, Gandhinagar- 382010.

 

Features of Mukhyamantri Amrutum Yojana

The Mukhyamantri Amrutum is a perfect health plan created for the benefit of needy people.  Here are some features of the plan:

• The beneficiary is not required to pay any premium or enrolment amount under the plan
• This is a scheme funded 100% by the government
• The scheme offers up to INR 3 Lakhs per year per family as a benefit amount
• The plan allows a maximum of five members of a family to avail the benefits
• The scheme offers an incentive of INR 100 to ASHA Workers for each BPL family registered under the plan
• The benefits under the scheme are transferred to the beneficiary by the State Government using RTGS
• The scheme organizes mega health camps per month at the district level in the empaneled hospitals
• The claim and other processes under the scheme are done in a paperless way
• There is no specific enrolment period under the plan and beneficiaries can enroll throughout the year
• There are no intermediaries involved in the process as it is done directly by the government

Benefits of Mukhyamantri Amrutum Yojana

Below are some of the key benefits of the scheme:

Benefit	Details
Medical coverage	Up to INR 3 lakh per year per family
Special benefits	Up to INR 5 lakh coverage for conditions such as Kidney and Liver Transplant, Kidney and Pancreas Transplant, etc.
Diseases covered under the plan	Renal diseases, Cardiovascular diseases, Neurological diseases, Polytrauma, Burns, Cancer, Knee & Hip Replacement, Neonatal diseases, Kidney + Pancreas Transplant, Liver transplant and more
QR-coded card	A QR-coded card is issued to each beneficiary with the individual’s biometric thumb impressions, along with photos, a URN, and district/taluka name
Travel coverage	Up to INR 300 per hospitalization
Repatriation coverage	Up to INR 6 per km from the hospital to the residence of the beneficiary

 

How Does the Mukhyamantri Amrutum Yojana Work?

In order to avail health insurance coverage benefits under the scheme, the policyholder is required to have an MAA card, presenting which they can seek coverage as a beneficiary under the policy. To enroll for the MA Amrutam card, the policyholder is required to be physically present at the enrollment kiosk. Alternatively, the MAA card can also be downloaded online on certain mobile apps.

Now, while seeking health insurance coverage under the scheme during a medical emergency, the beneficiary is required to submit the MAA card in Gujarati. Upon presenting the card, the beneficiary is entitled to receive health insurance benefits as part of the Yojana.

Let us learn a little more about how to enroll for the Amrutam card below.

How to Enroll for a MAA Card?

Here are the steps to apply for the Amrutam health card:

1. You would need to be physically present at the enrollment center for getting enrolled for the MAA card.
2. Fill out the MA Vatsalya Card application form with all the required information.
3. Once enrolled into the Yojana, you may visit the kiosk again to check the status of your Mukhyamantri Amrutum Vatsalya card.

Note: In case you wish to enroll for the MA Amrutam card online, apply by following the simple steps detailed below.

• To obtain the MAA card online, apply on the official portal of MA Gujarat (http://www.magujarat.com/).
• You may also log on to the website to know more details about the MA Yojana.
• As for the MA Amrutam card validity check online, it can be done by simply logging in to the portal with your login credentials.
   

How to Check MAA Card Eligibility for Mukhyamantri Amrutum Yojana?

Only certain sections of the state population are eligible to apply for the MAA card. To know whether or not you can apply for the MA Scheme, check out the criteria listed below:

• If your family is listed in the Below Poverty Line or BPL category list of the state government of Gujarat
• If the annual income of your family is up to Rs. 400,000
• If you or your family members fall under the Class 3 & 4 employees on fixed payment, as appointed by the state government
• If you are a senior citizen of a family whose total annual income is up to Rs. 600,000
• If you are an Accredited Social Health Activist (ASHA) employee
• If you belong to any of the above categories, you are eligible to apply for the Mukhyamantri Amrutam Yojana of the Gujarat government.

MA Amrutam Card Hospital List

To avail of treatment under the MA yojana, the beneficiary has to visit a network hospital under the plan. The table below has the names of most of the hospitals under the scheme. The Mukhyamantri Amrutum App as well as the local kiosks also have the complete hospital list.

Adani Institute of Medical Sciences	Dwiti – Prabhu General Hospital and Banker Heart Institute.	Himalaya Cancer Hospital	Mr. M. Parikh Cardiac Care Center, Khambhat	P.P.Savani Heart Institute & Multispeciality Hospital – Surat	Sir Takhtasinhji General Hospital and Government Medical College	Wockhardt Hospital
B.T. Savannah Kidney Hospital	DZ Patel Cardiology Center (Mahagujarat Medical Society)	HJ Doshi Hospital	Muljibhai Patel Urology Hospital	Premdas Jalaram Hospital	Sita Superspeciality Hospital	Yasha Super Specialty Hospital
Ba Mrs. Lilaben Chimanlal Parikh Cancer Center	GMERS Medical College and General Hospital, Gotar	Hospital (Aryan Institute of Medical Sciences)	Muni-seva Ashram	Prem Swaroop Swami Multi-Specialty Hospital	Sri Sathya Sai Heart Hospital – Rajkot	Yashfeen Group of Hospital – Navsar
Banker Heart and Multi-specialty Hospital	GMERS Medical College and Hospital, Dharapur	India Cancer Hospital and Research Institute	Nadkarni Hospital	Rythum Hospital	Sterling AdLife India Limited
Banker Heart Institute	GMERS Hospital Valsad	Krishna Multispeciality Hospital – Morbi	Naik Super Specialty Hospital	Saachi Hospital Hospital	Sterling AdLife India Limited – Vadodara
Baroda Heart Institute and Research Center	GMERS Medical College and Hospital, (Gen. Hospital) Gandhinagar	Lifeline Hospital	NP Cancer Hospital (Rajkot Cancer Society)	SCHVIjK Hospital & Research Center	Sterling AdLife India Limited-Rajkot
Charusat Hospital	Goenka Hospital – Gandhinagar	Mawatat Multi-specialty Hospital	Orange Hospital – Navsari	Sher Hospital	Sterling Ramakrishna Hospital
Civil Hospital Surat	Guru Gobind Singh General Hospital and Government Medical College	Medical College and Hospital, Vadodara	Pandit Deendayal Upadhyay Civil Hospital, Rajkot	Shree Krishna Hospital and Medical Research Center	Surat Municipal Medical College
DDMM Heart Institute	Hanuman Hospital – Bhavnagar	Medistar Hospital Pvt Ltd	Parul Sevashram Hospital	Shreeji Hospital and Trauma Care Center	Unicare Hospital
Dhiraj Hospital-Sumandeep Vidyapeeth – Vadodara	HCG Hospital	Metro Hospital	Patan Janta Hospital (Jeevan Jyoti Charitable Trust)	Shri BD Mehta Mahavir Dil Institute	Virok Super Specialty Hospital – Vadodara

 

Coverage of Mukhyamantri Amrutum Yojana (MA Yojana) – What is Included?

To avail the health insurance benefit under the scheme, it is important to know the various diseases and health conditions that are provided coverage for. Here is a list of some of the diseases and treatment procedures covered under the Yojana for your reference:

• Cardiological procedures
• General surgical procedures
• Knee replacement surgery
• Hip replacement surgery
• Neonatal treatment packages
• Ophthalmological procedures
• Organ transplants
• Pediatric surgical procedures
• Surgical Oncology treatment
   

Exclusions of the Mukhyamantri Amrutum Yojana (MA Yojana) – What is Not Included

While the Mukhyamatri Amrutum Yojana covers a wide range of health treatments and procedures as listed above, there are certain areas that do not fall in the coverage area of the scheme.

For instance, some non-emergency medical procedures may not be covered under the scheme. Also, cosmetic procedures such as plastic surgery for enhancement of aesthetics do not find mention in the coverage area of the Yojana.

What are the Various Diseases/Conditions Covered Under MA Yojana? 

Several diseases are covered under the MA scheme making it an extensive list. The cardholder of the MA yojana can avail of benefits as mentioned in the table below:

Cardiology	General medicine	Genitourinary surgery (renal)	General surgery
Mental disorder packages	Medical oncology	Neonatal packages	Cardiothoracic & vascular surgery
Emergency room packages	Burns and plastic surgery	Interventional neuroradiology	Knee & hip replacement
Surgical oncology	Paediatric medical management	Radiation oncology	Paediatric surgery
Organ transplant packages	Orthopedics and polytrauma	Otorhinolaryngology	Oral and maxillofacial surgery
Obstetrics and Gynecology	Ophthalmology	Nephrology	Neurosurgery neurology

 

List of Authorities Responsible for the MA Yojana Verification Process

Below is a list of concerned authorities responsible for verifying the process of enrolment of MA yojana:

District Level Authority

• Deputy Mamlatdar

Taluka Level Authorities

• Administrative Officers from the Taluka Health Office
• Appointed Officer at A.T.V.T. Centers
• Nagar Palika Chief Officer
• Multipurpose Health Worker/ Female Health Worker (For Mobile Kiosk only)
• Taluka Development Officer
• Taluka Female Health Supervisor
• Taluka Health Officer
• Taluka Education, Information, and Communication Officer
• Taluka Mamlatdar

Municipal Corporation Authority

• Appointed Officer of Civic Center in Municipal Corporation Area
• All permanent employees of government offices in the area under the corporation

Documents required for MAA Card

Eligible beneficiaries can enroll under the MA yojana by visiting the appointed Nodal agency with the below set of documents:

• Proof of address (Ration card)
• Proof of ID (Aadhaar, DL, Voter ID, PAN, etc.)
• BPL or Below Poverty Line Certificate
• Proof of income
• Other documents as needed communicated by the authorities to the applicant

Process to Renew the Smart Health Card of Mukhyamantri Amrutum Yojana?

For availing of continued benefits under the MA Yojana, the plan beneficiaries must renew their health card once it expires. The validity period of the health card under the scheme has been increased to 3 years from the earlier 1 year. The renewal can be done by getting in touch with customer care or visiting a kiosk appointed for the purpose. You may require your Income Certificate and Previous MA card for the renewal process.

How to Access the Mukhyamantri Amrutum App?

The Mukhyamantri Amrutum App can be used to find information like impaneled hospitals, a list of total hospitals, contact details, scheme features, and more. You can easily install the app from the Play Store on your Android mobile phone. The app will also help you locate the hospital quickly in case of a medical emergency.

Process to Download Application Form for the MA Yojana?

Visit http://www.magujarat.com/search.html to reach the Mukhyamantri Amrutum website. You can locate your nearest Kiosk with the help of this link and from the kiosk, you can get the application form.

It is not required for the applicants to get the PDF form of the MA Amrutam Yojana to enroll under the scheme.

Process to Raise a Claim under MA Yojana?

The claim process under the MA yojana is very simple and hassle-free. The beneficiary isn’t required to submit any papers while raising a claim.  All they need is to submit the QR health card offered under the plan to a network hospital. Once the card is submitted, the verification process starts and the treatment starts as soon as the quick verification is over. Hence, there is no waiting period for the patient to initiate the treatment. Also, being cashless claims, the financial burden on the family of the policyholder is removed under the plan.

Once the treatment is done the network hospital shares the hospitalization details with the insurer and the payment gets done without the involvement of the beneficiary.