Car theft was a major concern that car owners were worried about for long in India. Even though it still prevails, but the numbers have gone down considerably because of the installation of various anti theft devices over the years. These devices not only enhance your car’s security, but also reduces the insurance premium of your vehicle to a great extent. This is because the installation of anti theft devices in a car guarantees almost no claims of car theft. So, the insurance companies offer good discounts on premiums to car owners having such devices installed in their car. However, you must note that such discount is not available in third-party policies.

If you are considering anti theft devices to install in your car to prevent theft, you can do so by installing an Automobile Research Association of India or ARAI approved anti theft device.

When you are driving on the Indian roads one of the most crucial obligations for you would be to keep your documents handy with you at all times. This is because you may have to show them at any time when a traffic police officer asks for the same at a signal or elsewhere. As such, it can be rather difficult to remember all these things – to keep them in mind. This is where a Digi locker can be what the doctor ordered for you. The DigiLocker allows you to carry all your papers with you digitally. This is an initiative of the Ministry of Electronics and Information Technology.

The Insurance Regulatory and Development Authority of India recently introduced the option to buy Long-Term Two-Wheeler Insurance bike policy. You can now either opt for a two-year or three-year bike insurance policy. You can compare insurance policies to make the most of long-term insurance plans.

Car accidents have been on the rise in India over the past few years. Car insurance helps to cover up the loss for a damaged car. If your vehicle is severely damaged, you can raise a car insurance claim under the total loss category. However, often vehicle owners don’t have adequate knowledge regarding the total loss in a car insurance claim. As a result, the insurance company offers them a lesser amount than the original losses incurred. In this post, we discuss what is total loss and how to claim car insurance in case of total loss.