Related Articles
.png)
Jan 08, 2025
Is Varicose Vein surgery covered under the health insurance policy in India
Health Insurance
.png)
5 Benefits Of Buying Medical Insurance Policy Online in India
The sedentary lifestyle that a lot of us have been following, poses a lot of risks when it comes to health hazards. If that wasn’t enough, the ongoing pandemic has made matters worse. With so many issues and risks looming around, opting for a health insurance plan is a smart choice.
And buying a health insurance policy online swings things back in your favour. Here are the top five benefits of buying health insurance policy online:
1. Better Understanding of Policies
If you buy medical insurance online, you can evaluate various features and benefits without having to interact with your insurer. Insurer’s websites have all the details related to their policies, which you can review at your convenience. As you buy medical policy online, you end up understanding the plan clearly.
2. Easy Processing
When you buy medical policy online, it brings in a host of convenience features. Minimal documentation is one of them. Unlike the process of buying a policy offline, online policies have minimal paperwork.
The application process is easier as well since you are required to enter only a limited set of information. If you have any doubts or confusion, you can make use of the several tools at your disposal. These tools include live chats, phone calls, and even video chats.
3. Convenience for Everyone
Whether you are a first-time buyer or have experience in buying policies online, there is something for everyone. When you buy medical insurance online, the insurer’s website has all the details related to the policy. You can go through the policy features, add-ons available, exclusions of the plan, etc., and make an informed decision.
You can also make your claims online and view their status with the help of a few mouse clicks. And if you wish to know the hospitals where you can opt for cashless claims, the insurer’s website will have all the details.
4. Save Time
Should you buy medical policy online, you do not have to visit an insurer’s office or have multiple calls with insurance advisors. You can visit the website of an insurance aggregator or the website of an insurer and proceed with the purchase. You can buy a new policy, renew an existing one and even apply for claims online. Thereby, saving you a considerable amount of time.
Policyholders who are yet to become senior citizens can opt for online policies since they do not have to undergo any medical tests.
5. Affordable Policies
Compare insurance plans online before you finalize or pay the premiums. One of the biggest perks is that you are more likely to get it at a lower price than offline mode. Since online plans usually do not have any intermediaries, you benefit from the same. For a policy bought offline, you can get a policy with a higher sum assured as well, when you buy medical insurance online.
As you compare insurance plans, the above are some of the immediate benefits for you. As you learn to compare insurance plans, there is a lot of freedom and savings to have had.
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Other Health Insurance Products
Jan 08, 2025
Health Insurance
Latest Post
Cancer is a lethal disease and the global mortality rate due to cancer was over 9.7 million in 2022, which is likely to reach 15.3 million by 2040 as per National Cancer Institute, USA. With such a staggering number, the fear of cancer among people is genuine. To fight cancer and to get treatment in the best cancer hospital, it is important to have a health insurance plan covering the disease. In this post, we are discussing the best Cancer Hospitals in India for cancer treatment.
Dates are among the healthiest dry fruits grown in several countries and are widely available in fresh and dry form. Despite their sweetness, Dates are healthy because they are fiber-rich and have a low glycaemic index. Dates are great for soothing your appetite, especially when you crave sweets. Whether you eat dates as snacks or use them to make sweet delicacies, you are sure to get several health benefits from them. Likewise, dry dates are also equally beneficial as they have enough fiber and include several vitamins and minerals. In this blog,
let's learn about the health benefits of dry dates.
Looking to invest in a beneficial Indian Government Investment Scheme/Plan? If so, you have landed on the right page. Read on to know more about the best government investment schemes in 2025.
Traffic lights and other traffic rules are made for the safety and security of the public. Maintaining these regulations while driving on the road is crucial and every vehicle owner, two-wheeler or four-wheeler, should follow them. Moreover, there are harsh penalties levied against those who disobey traffic signals. Hence, it is important to follow traffic lights to avoid penalties or challans. You will learn more about the penalties or challans of breaking traffic rules in this post.
When it comes to insurance companies in India, LIC, or the Life Insurance Corporation of India is counted among the most trusted names. It is one of the oldest and most reliable insurance companies in India. LIC has a large number of agents working across the country to sell policies. The company rewards its best agents through commissions and global recognitions. LIC agents who demonstrate exceptional work and client service are recognized as members of the MDRT or the million-dollar round table. In this post, let us discuss MDRT in LIC, understand its eligibility criteria, and how to become an MDRT agent.
Speak to our Advisor
+91
