Aditya Birla Health Insurance Hospitals List in India – A Complete Guide

Having to get admitted into a hospital for treatment is enough of a physical and mental burden on the patient and their family. Why add to that burden by having to shell out an exorbitant amount at the time of hospital admission. To ease out this financial burden, several health insurance companies offer you the privilege of cashless hospitalization treatment at one of its network hospitals. Aditya Birla Health Insurance is one such insurer that offers this facility to its health insurance policyholders.

The insurance company has a widespread network all over India comprising more than 6,000 hospitals under its network. This blog details the list of network hospitals provided by Aditya Birla Health Insurance Co Ltd to the policyholder at the time of buying a health insurance policy.

How are Network Hospitals Useful?

Network hospitals refer to those facilities where you can avail superior-quality, cashless medical treatment for a health condition. This exclusive privilege is offered to you as part of your medical insurance plan that you purchased from your health insurance company.

At the time of buying health insurance, your insurer would provide you with a list of all the hospitals that fall under its network, meaning those where you can avail treatment without having to pay anything at the time of hospitalization. Your insurer would directly settle all medical bills with the specific hospital in its network. This also means that you are not entitled to avail cashless treatment facility at any hospital that is not covered in that list.

How does a network hospital help? There are so many benefits if your insurance company has a tie-up with certain hospitals. Some of them include:

• Availing treatment at one of the hospitals in the insurer’s network ensures that it is absolutely cashless, which makes it extremely convenient to be hospitalized during a medical emergency.
• Network hospitals also facilitate and smoothen out the insurance claim-settlement process. Since all medical bills are directly settled between the hospital authorities and the insurance company, getting claims settled becomes easier for the insured.
• All healthcare costs are borne by the insurance provider, thereby reducing financial burden on the patient and their family.

Aditya Birl a Health Insurance Hospital List by Cities

Aditya Birla is one such insurance company that has a wide presence of network hospitals all across India. By selecting one such hospital that falls under the network of the company, you can hope to receive good-quality treatment, all cashless. Here is the list of network hospitals that have a collaboration with Aditya Birla Health Insurance Company Limited. Before proceeding with the hospitalization procedure for a medical treatment, it’d be wise to go over this list and select one of the following hospitals to enjoy a cashless facility.

City	No. of Network Hospitals of Aditya Birla Health Insurance
New Delhi	4,737
Mumbai	4,189
Chennai	5,684
Kolkata	2,675
Bengaluru	4,695
Ahmedabad	3,041
Cochin	98
Gurgaon	1,317
Ghaziabad	1,003
Jaipur	2,253
Hyderabad	6,098
Lucknow	1,266
Pune	4,148
Noida	721
Patna	889

 

How to File a Cashless Claim at a Network Hospital?

Now that you have the list of network hospitals empaneled under Aditya Birla Insurance Company, let’s learn more about filing a health insurance cashless claim once you choose to avail treatment at one of the network hospitals.

1. Visit the network hospital where you wish to seek treatment. To avail cashless treatment option, you would be required to submit either the policy number of your health insurance plan or alternately produce your patient ID card. This is generally asked by the hospital staff at the reception desk for identification reasons. Besides these, the reception might also need you to verify your identification via original documents such as PAN card, Aadhar card, passport, and the like.

2. Once you have verified your identity, the network hospital staff will submit the request form for cashless hospitalization to Aditya Birla Health Insurance company. In case of emergency admission to the hospital, this form must be submitted to the insurer within 48 hours of hospitalization. In case the treatment is planned in advance, the policyholder must submit this request form at least 3 days prior to getting admitted.

3. Your insurer would then review your request for cashless hospitalization and inform its final decision to the network hospital. The policyholder would also be informed of the same on SMS or email within 2 hours, provided the insurer received the request on a working day of the week.
If the insurer decides to approve your claim request, it would proceed with the claim-settlement process with the network hospital directly. Note that settlement of claims may be subject to the terms and conditions of the health insurance policy purchased.

Aditya Birla Health Insurance Claim Settlement Ratio

The Claim Settlement Ratio (CSR) of an insurance company is a measure of its credibility in the market, which helps a prospective policyholder to go ahead with buying insurance from the provider. It simply refers to the total number of insurance claims settled by the insurer in a particular financial year in proportion to the total number of claim requests received from the insured in that year.

As far as Aditya Birla health insurance claim status is concerned, it is reported as quite healthy. As of FY 2018-19, the CSR of Aditya Birla was reported at 93.68%.