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Jan 08, 2025
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Best Family Floater Health Insurance Plans in India
There are a lot of health insurance plans available in the market covering the entire family. These are called family floater plans and they are cheaper than individual health insurance for each family member. Since family health plans are popular, every health insurance company offers a family insurance plans. Among hundreds of family floater health insurance plans in India, it becomes difficult for individuals to choose the best mediclaim for family. So, here is a list containing the best family floater health insurance plans in India:
List of Best Family Floater Health Insurance Plans Available:
| Name of the plan | Covered members | Covered members | Salient features |
| Apollo Munich Optima Restore | Self, spouse, dependent children, dependent parents or parents-in-law. Maximum of 6 members with a maximum of 2 adults and 5 children. | Rs.3,5,10,15,20,25 and 50 lakhs | 100% restoration of the sum insured Multiplier benefit doubles the sum insured in two claim-free years under this insurance for family No room rent sub-limits Optional critical advantage rider Stay Active benefit provides premium discounts |
| Bharti AXA Smart Health Insurance Plan | Self, spouse and a maximum of two dependent children | Up to Rs.5 lakhs | Inbuilt critical illness cover AYUSH treatments covered up to the sum insured Home nursing and inpatient physiotherapy expenses are also covered |
| Cigna TTK ProHealth Plus | Self, spouse, dependent children. Maximum 2 adults and 3 dependent children | Rs.4.5, 5.5, 7.5 and 10 lakhs | Up to 30% premium discounts Worldwide emergency cover Maternity, new born and first year vaccination expenses are covered Free annual health check-ups |
| ICICI Lombard iHealth Complete Health Insurance Plan | Self, spouse, dependent children, dependent parents and siblings. | Rs.3,4,5,7,10,15,20,30 and 50 lakhs | 100% sum insured reinstatement Free value added health services |
| Max Bupa Health Companion Family Floater Plan | Self, spouse and dependent children. Maximum of two adults and four children | Up to Rs.1 crore | Three different variants with different coverage limits and features Vaccination cover against animal bite No maximum entry age |
| Oriental Insurance’s Happy Family Floater Silver Plan | Self, spouse, dependent children, dependent parents or parents-in-law, dependent unmarried siblings. | Rs.1 to Rs.5 lakhs | On request coverage extension to SAARC countries free of cost Maternity and new born baby cover Restoration of sum insured Optional personal accident cover |
| Star Health Family Health Optima | Self, spouse, dependent children. Maximum of two adults and three children | Rs.3, 4, 5, 10, 15, 20 and 25 lakhs | Auto recharge of sum insured up to three times at start health family health optima Assisted reproductive treatments are covered New born coverage from the 16th day |
| TATA AIG Mediprime | Self, spouse, dependent children and dependent parents. Maximum of two adults and three children | Rs.2, 3, 4, 5, 7.5 and 10 lakhs | Accidental dental treatments are covered Vaccination costs, whether incurred as an inpatient expense or outpatient expense, are covered |
So, after compare insurance plans, choose your favorite mediclaim policy for family from this list and insure your family.
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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