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Oriental Insurance Health/Mediclaim Policy Premium Calculator Chart 2025
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Looking for the best health insurance plan at the right price? The Oriental Insurance Health Policy Premium Calculator 2025 helps you estimate the premium cost of your mediclaim policy based on factors like age, coverage, and sum insured.
This tool allows you to compare different plans and choose the best option for your needs. In this blog, we will explain how the premium calculator works, its benefits, and how you can use it to make an informed decision while buying a health insurance policy.
Health insurance is an important financial tool that helps cover medical expenses. Oriental Insurance offers various health and mediclaim policies to provide financial security during medical emergencies. To make it easier for policyholders to estimate their premium costs, Oriental Insurance provides a premium calculator chart. This tool helps individuals and families understand how much they need to pay for their insurance coverage in 2025.
What is a Health Insurance Premium Calculator?
A health insurance premium calculator is an online tool that helps policy buyers estimate the premium amount they need to pay for their selected health insurance plan. The calculator considers various factors such as:
- Age of the insured person
- Sum insured (coverage amount)
- Policy tenure
- Pre-existing medical conditions
- Type of health insurance plan (individual or family floater)
Using this calculator, one can compare different plans and choose the best option based on their budget and healthcare needs.
Features of Oriental Insurance Health Insurance Plans
Oriental Insurance offers several health insurance policies with different coverage options. Some key features include:
- Cashless treatment at network hospitals
- Coverage for hospitalization expenses, including room rent, doctor fees, and surgery costs
- Pre and post-hospitalization expenses
- Coverage for critical illnesses
- Maternity and newborn coverage (in select plans)
- Tax benefits under Section 80D of the Income Tax Act
How to Use the Oriental Insurance Premium Calculator?
To calculate your health insurance premium for 2025, follow these steps:
- Visit the official website of Oriental Insurance.
- Select the type of health insurance policy you want.
- Enter your details, such as age, number of insured members, and sum insured.
- Mention any pre-existing diseases (if applicable).
- Choose the policy tenure (1 year, 2 years, or more).
- Click on ‘Calculate’ to get the estimated premium amount.
Why Use a Health Insurance Premium Calculator?
- Easy Comparison – Helps compare different health plans based on premiums and coverage.
- Budget Planning – Allows individuals to choose a policy that fits their financial plan.
- Saves Time – Quick and convenient way to get premium details without visiting an insurance office.
- Transparent Pricing – No hidden charges; users get an accurate estimate of costs.
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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What about investing in a policy that promises the dual benefit of life cover and maturity benefit? That's exactly what an endowment policy does. All you need to do is save regularly to reap a lump-sum maturity benefit. Simultaneously, the policy also provides life cover to the assured. However, financial experts suggest that not every policy can be suitable for every financial goal.
When 29-year-old Shravan Kapoor planned to buy an endowment plan, he was quite sure he would be able to do that in a few minutes. However, when he opened the insurer’s website, he felt lost in the maze of endowment policies. Guaranteed returns, bonuses, maturity benefits, premium paying tenure, etc, all seemed a little too much to handle.
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