SBI General Health Insurance Company

SBI Critical Illness Insurance Policy

Entry Age - 18 to 65 years
Policy Duration - 1 to 3 years
Sum Assured - between 2 Lakh to 50 Lakh rupees
Free Look Period - 15 days
Income tax benefit - Available under Section 80D 
Exclusions 

• The pre- existing diseases and their related conditions are excluded from the plan
• The claims can be made after 90 days of waiting period from the policy starting date.
• Self caused injuries are excluded like suicide attempt etc.
• All conditions in the insurer from birth are excluded from the plan coverage.
• AIDS and other sexually transmitted conditions are excluded.
• Injury caused due to drug overdose or due to being in a state of intoxication is excluded.

SBI General’s Group Health Insurance Policy

Entry Age - 18 years and above
Sum Assured - 10, 0000 to 50, 0000 rupees
Plan Basis - Individual and Floater
Medical Screening - Required for people above 65 years.
Network hospitals - 3000+ hospitals.
Waiting period - 1 year for normal treatment, 4 years for pre-existing diseases
Benefits:

• Portability facility where you can port your current policy to us during renewal.
• Income tax benefits are available as per Section 80D.
• Add-on coverage allowed. 
• Pre and post hospitalization costs are covered from 30 days before and up to 60 days after discharge.